March 30, 2024

Almost everyone wants to be a homeowner. As children, we all imagine what our lives will be like when we grow older and where we will end up. Homeownership isn’t just a dream, it’s something you’ve fantasized about your entire life.  Don’t let something intimidating like a down payment crush your hopes of home ownership.

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July 24, 2023

So what are capital gains and how do they apply to the everyday American? It’s actually a lot more simple than you might think. Capital gains are simply how much an asset gains value over time.  For example: Let’s say you buy a baseball card for $1 and you save it, make sure to keep

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July 24, 2023

Concept Explanation Step-Up in Basis A tax program designed to help Americans generate family wealth by allowing them to sell inherited property without having to pay capital gains tax. Capital Gains The increase in value of an asset over time. If an asset is sold for more than its original purchase price, the difference is

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March 1, 2023

How Do These Mortgage Rates Affect Current Homeowners? At the time of writing this, we Americans are currently dealing with rising inflation as well as (the Federal Reserve aka the Central Bank) continuing to increase mortgage interest rates. What does this mean for the real estate market? Who will buy houses now that rates are

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February 1, 2023

The most truthful answer I can provide you is, I don’t know.  For the first time in a long time, the housing market is in a state of confusion. Since the housing bubble and recession of 2008, the housing market has stayed pretty consistent. The interest rates have fluctuated a little over the years but

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